Common Missouri Title Issues

St. Louis, Missouri, has more than 275,000 residents from over 138,00 households. The city promises its people a rich history and culture, as well as an affordable cost of living with a great deal of outdoor recreation opportunities. Unfortunately, many difficulties can affect a residential or commercial property owner’s life in St Louis, with title issues being one of the most significant.

st louis skyline

st louis skyline

Common Missouri Title Issues

Title issues refer to complications with a property’s legal ownership. In Missouri, many property owners find themselves in such trouble, with land, apartments, condos, houses, and commercial estates often having one of the following:

  • Public Record Errors: Mistakes in filing or recording legal documents, such as deeds and mortgages, could result in wrong information about ownership.
  • Liens: A lien is a creditor’s legal claim against a property, which ensures debt payment. Suppose an owner fails to pay taxes; a tax lien may complicate the ownership until the owner resolves the debt.
  • Unclear Boundaries: Improper documentation of the boundary line between two properties could lead to disagreements over property encroachment.
  • Illegal Deeds: Any activity against the law, including forgery and fraud, could render a deed illegal and affect the legal ownership history of a property.
  • Missing Heirs: If an heir is unaware of their claim to the property and later comes forward, it can bring complex legal challenges in determining rightful ownership.
St Louis Missouri

St Louis Missouri

The Problems with Unaddressed Title Issues

Here are some dilemmas that come with unaddressed title issues.

Legal Disputes

Let’s say an unknown heir suddenly emerges to claim property ownership, and neither party is willing to compromise. A legal battle could be the way to settle the matter, and these disputes could easily tie up resources and cause years of stress and uncertainty.

Financial Penalties

Failing to address liens or another financial impediment increases the total amounts owed because a lien usually has fines and interest charges. The longer a lien goes unpaid, the more significant the financial burden.

Property Value Impact

Buyers usually avoid purchasing properties with legal matters. This preference decreases your chances of selling the property for a good price.

Delayed Transactions

Title issues can delay real estate transactions because most buyers and lenders require clear titles before finalizing any deal. These delays may translate to added costs, lost opportunities, and even deals falling through completely.

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BBB Logo

Loss of Property

In the most severe cases, unresolved title issues can result in foreclosure. If a court rules in favor of a claim made by a missing heir or if liens lead to a forced sale, you may completely lose ownership rights, often without compensation.

The Benefits of Clearing Out Your Properties With Title Problems

If you need to sell an old home or business in St Louis, but a concern with the title is holding you back, FasterHouse is ready to take over. Whether you need money to acquire another property in the city, pay off debts, cover medical bills, or simply want to be free from the burden of unwanted title issues, we have a streamlined process to sell your property for cash.

  • Swift Transactions: We do not require you to address your title issues before closing the deal. We buy your property with every associated trouble and expedite the selling process.
  • Avoidance of Legal Complications: By selling your property as-is for cash, you can sidestep potential legal battles without even attempting to fix the title issues.
  • Cash Offers: Instead of worrying about costs, you receive a cash deal based on your property’s current worth. This cash influx can be advantageous for immediate financial needs, debt settlement, or investing in other opportunities.
  • No Repair Costs: Selling as-is saves you from spending on refurbishments or staging, which traditional selling methods would require. You can use your time, energy, and resources for other pressing matters.
  • Reduced Stress: The hassle-free nature of cash transactions brings sellers simplicity and peace of mind. There are no financing, inspection, and appraisal contingencies or buyers backing out at the last minute to think about.
We Buy Houses In Any Condition

We Buy Houses In Any Condition

What We Mean By “Any Condition” Properties

The housing market in St Louis is very competitive, with a median sale price of $230,000 in October 2024. This rate applies to homes without legal or structural problems, meaning your title issues could reduce profits if not entirely nullify them. At FasterHouse, we buy properties in any condition, even if they come with ownership crises and any of the following:

  • Needs Repairs: Leave the cosmetic or structural repairs to us and use the money you would have spent on other needs.
  • Renovations Gone Wrong: Our as-is policy still stands if you undertook remodels and they did not go as planned.
  • Code Violations: Our team is well-versed in the local housing codes and can handle any violations on your behalf.
  • Trash-Filled: You can still sell your old home or business even if it has a lot of clutter or garbage inside.
  • Damaged Homes: Whether deterioration due to natural disasters, vandalism, or neglect, we will still make a competitive offer for your property.
  • Bad Rental Property Tenants: Being a landlord is not for everyone, and we are ready to take the burden off your shoulders.
  • Hoarder Homes: Hand over all the stress and emotional attachment that comes with hoarding.
  • Fixer-Uppers: Move on with your next chapter of life without worrying about unfinished projects or investment properties.
  • Dirty and In Bad Shape: We do not need properties to be cleaned or have curb appeal before buying them.
  • Death Estates: If you inherited the property and its title issues, we can help you avoid the hassle of probate court.
  • Abandoned Properties: Do not waste more time and money on properties that no longer serve their purpose.
  • Rundown Houses: If you have a property you no longer want to deal with, we can take it off your hands.
  • Foundation Cracks: Safety will not be your concern anymore as we take on properties with foundation damage.
  • Vacant Lands and Houses: Even if the property sits idle, you can still make a profit.
cash buyer of houses

Cash Home Buyer

Testimonials From Those Who Have Trusted Us

FasterHouse has been buying properties since 2002, freeing clients from all kinds of property challenges. Here are some testimonials from satisfied homeowners and investors who have sold their properties to us because we buy houses St Louis:

  • “Working with this team is great! I would recommend them to anyone who is looking to buy or sell a home in the St. Louis MSA!” – Joel Gigax
  • “I have had a great experience working with the FasterHouse Team. The best company in Saint Louis to do Business with!” – Jacob Hausmann
  • “I’ve worked with the people and owners, and there is a definite difference in how they operate from the competition! Customer-service focused, and they stand by their word when they give you an offer! The best in St. Louis when it comes to buying houses!” – Nate Moore

Read More About Us and Sell Your Old Home with Title Issues Now

Learn more about FasterHouse! You can bid your title issues goodbye by simply choosing to sell your old home to us. We promise no obligations or hidden fees, just a straightforward deal. Request a free instant cash offer now and find out how much your property is worth to sell my house fast St Louis.

Your Next Chapter Starts Here

Sell your home as-is in any condition and close on your timeline. Give us a call at (314) 926-0660 or fill out our form to get started.