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We Buy Houses St Louis | As-Is, For Cash – FasterHouse

Frequently Asked Questions – FAQs

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OFFER AMOUNT QUESTIONS. . .

> How do you determine your offer amount?

There is no set formula that we use on every house. We do have certain guidelines we follow that help us arrive at our offer, but they vary depending on the house, location and condition.

First – we estimate the after-repair value of the home
Second – we subtract out the needed repairs to get the home to market value.

We take pride in offering what we feel is a very fair price. Our number one goal is to help each person achieve their desired outcome in every situation. We can offer higher prices than most companies because of the volume of properties we buy. We would appreciate the chance to prove this to you!

Note, we always provide you with a free, no obligation offer.

> What if I don’t like the offer amount?

You are under no obligation to sell if the amount doesn’t work for you. We make the best possible offers up front so you know where you stand. We want you to make the best decision for you.

> Do you pay fair prices for properties?

We give you the best possible price based on the current market conditions, your location, and the present condition of the house. Our buyers have been thoroughly trained to evaluate all the factors that determine current market value. FasterHouse was started by a certified and seasoned appraiser in 2002 and we use those same tactics and principles today.

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WHAT’S THE PROCESS. . .

> How does the process work?

We have a simple 4 step process
Step 1 – Call (314) 926-0660 or fill out this simple form
Step 2 – One of our home buying specialists will meet you, assess the house and condition and have an open dialogue with you about the process
Step 3 – Receive a free, fair, no obligation, offer within 24 hours after talking to one of our home buying specialists.
Step 4 – Close in as little as 7 days and collect your cash. We close on your schedule, so if you need more time that is fine just let us know what works best for you. The closing will be held at a title company (or we can make other arrangements if necessary) to sign the necessary paperwork required to sell your house.

Keep in mind. . .

You will be in total control. We will work with you to develop the best solution to your situation. There is no obligation on your part, we want to come meet you and your situation and give you a fair offer.

You will actually set the closing date that works best for you whether it’s a week or a few months.

We have purchase over 2,000 houses in the local St Louis Metro area since 2002 and know the process inside and out, so you don’t have to stress about anything during the sales process. Just relax and focus on moving on with your life.

> How do I sell my house FAST to FasterHouse?

We follow the same 4 step process for each home purchased. If you need to sell very fast, we will call in some favors with our title company to make your house purchase a top priority to speed up the process as much as we can.

We have developed some great relationships over the years that helps us to make the purchase as smooth and as fast as possible. We honor our commitment every time and do what is right, no matter what.

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FAST CASH OFFER. . .

> Why is a cash offer better for a St Louis home seller?

There are several benefits to anyone wanting to sell their house as easily as possible.

No inspections for loan requirements
Depending on the type of loan someone is using to purchase your home there will be inspections to make sure the house itself qualifies for the loan requirements. Many, if not all lenders require this, but when we purchase with cash you avoid this completely.

No city occupancy inspections
Most municipalities require an occupancy inspection which is required to have been completed for the loan requirements. If it hasn’t passed occupancy the buyer cannot get the funds to purchase the house. Which means you will have to make the necessary repairs before you can close whether you can afford to do so or not. This will add weeks to the closing process and could result in a loss of contract.

Close when you want, not on the bank or mortgage broker’s schedule
When a bank loan is involved with the purchase of a house, the closing date is dictated by the underwriters of the loan. It might be 45 days, 60 days, or longer. With a cash buyer you can close fast or as slow as you want. It is up to you as the homeowner not a loan underwriter.

Can sell your house fast
Since a cash buyer has the funds available, you can close as soon as the title work is completed, which can be done as fast as 7 days. Sometimes it might take a little longer but as a general rule title work can be ready within 2 weeks.

Can buy your house “as-is”
You don’t have to make any repairs no matter what the condition might be. With a mortgage or bank loan the house will have to fit into specific guidelines which might mean that you will have to make repairs to bring the house up to those standards. FasterHouse can purchase the house as is in any condition because we are using our own money. There are no guidelines or standards to follow.

> What does an all cash offer on a house mean?

This means there are no finance contingencies. If the contract is for “cash” then the buyer can not back out because they can not get financing. FasterHouse has accumulated reserves over the years so that we don’t have to use bank financing to purchase your house.

This also gives you flexibility with the closing date. Since the funds are available at anytime, we can close on your schedule whether its in 7 days or 2 months. When someone uses financing, it can take 30 to 60 days, or more, to close on the house and they tell you when you have to close.

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TIME FRAME (You Decide). . .

> When will someone contact me after I fill out the form?

A FasterHouse buying specialist will contact you within 24 hours of receiving your information and request.

> How long do I have to decide once you give me an offer on my house?

That is up to you. FasterHouse will honor our offer for several weeks, but market conditions can change fairly quickly and if you wait too long, we might have to adjust our offer to reflect those changes. In general, we are in contact with you through the whole process and will let you know if conditions are changing. FasterHouse is very generous with our time frames to benefit you, the home owner.

> How quickly can I sell my St Louis house?

Typically, from the time we have a signed contract, we can close in about 7 to 14 days, as long as all the title work comes back okay. But if you need more time to take care of moving items we can close on schedule.

> How long does it take to receive my cash?

You will receive your funds the same day as your closing. You can elect to receive a check or have the funds wired directing into a bank account for your convenience.

> How fast can you close on a house with cash?

Since we pay cash for houses, we can close as soon as you want and title work is completed. Normally it is the title work that will dictate how “fast” we can close. In general, we close in 2 weeks which gives the title company time to do all that is needed. But we can close in as little as 7 days if the title is clean since we are not waiting on a lengthy loan process.

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ANY FEES. . .

> Do you charge a fee to give me an offer?

No, we will happily come out and look at your house free of charge. We do our own inspections and market analysis which keeps our overhead low. Note: You are under no obligations if you call us and we come out to your house. We will make you a free, fair offer, then it is up to you to decide if that offer works for your situation.

> Do you charge a fee like a real estate agent if you buy my house?

No, we do not charge a fee or commission to purchase your house. We simply give you the whole offer price minus any closing costs. We are not like real estate agents that charge 6% or more just to list your house, we pay cash to BUY your house.

> Will I have to pay any real estate commissions or fees?

No, we will buy your house for cash. You will not be required to pay any real estate commissions or fees to sell your house. If your house is currently listed we will work with your real estate agent to come up with an offer that works for everyone involved – including the agent.

> What if I currently have my house listed with an agent, will there be commissions?

We will still purchase your house if it is listed. The listed agent will want to receive their commissions no matter who purchases the house, but we do not charge a fee or commission on our side. We will work closely with the agent to make sure it is a win/win for all parties.

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ANY HOUSE CONDITION. . .

> Do I need to make any repairs for you to buy my house?

No, we buy houses “as-is”. We will make you a cash offer so your house doesn’t need to pass inspections because a bank loan is being used to finance the purchase. This streamlines the buying process and being a cash buyer, we can purchase whatever we want in whatever condition.

> Should I pick up and clean around the house before you visit my house?

Not necessary. We do our own inspections. It is nice if we can get to all areas of the house and property, but do not go out of your way to clean anything.

We have purchased many houses that have had a considerable number of items so much so that we could not inspect all areas of the house. Some might even classify the houses as “hoarder” houses, but any house, in any condition is how we do business, so we are good with anything.

> Do I need to clean out my house before you will buy it?

No, we will take care of any remaining items left in the house. We donate what makes sense and just hauling off the rest.

You can just remove the items you want and we will take care of the rest making the house sale as easy as possible.

> Does it matter what kind of condition my property is in?

We buy houses in all different types of conditions. From simple repairs to complete gut remodels…. We like them all. We even purchase houses in such bad shape that they need to be torn town and a new one built.

We have the construction crews ready to go with the experience to tackle any issue a house can present. The purchase price will be adjusted to take into account the repairs needed, but we will still make you an offer and then you can decide whether you want to tackle the repairs or just let us purchase the house as is.

> What if my home needs extensive repairs?

We buy houses in any condition. If the roof needs to be replaced, we will still buy it. If the basement leaks or has foundation issues, we will still buy it. If the kitchen is missing cabinets and appliances, we will buy it. If the bathroom was gutted to update but the updates never happened, we will buy it.

You get the idea, we will buy any house in any condition.

> How do I sell a house that is not updated or needs repairs in St Louis?

It can be very challenging to sell a house that has not been updated in several years. There is usually differed maintenance to deal with, most retail home buyers want everything modern and updated. Not to mention any special municipality inspections that may need to be done in order to actually sell.

The solution is to contact a cash home buyer like FasterHouse. We buy houses in any condition – “as is”. We buy house for cash so we can purchase the house in any condition. There are no banks involved to muddy the process or throw up any road blocks.

The process is much more expedited when using a cash buyer. FasterHouse can close any time you want – within 7 days or 2 months. It is completely up to you.

> Can I sell my Saint Louis house if it has fire, water, or other serious damage?

Yes, you can sell your house in any condition as long as you are contacting the right people to buy it. You will need to have a “cash home buyer” purchase your house. If a house needs work to bring it up to current building codes it will not qualify for a conventional loan.

FasterHouse will buy your house in any condition. We do our own inspections and appraisals based on the repairs needed and the current market conditions to give you the best possible offer.

FasterHouse will give you a no obligation offer, which gives you the power. You can decide to fix it up yourself or take our offer and walk away with cash.

> Can I sell my Saint Louis home if it has lead paint, mold, asbestos, or other hazardous material?

Yes, FasterHouse will buy your house with hazardous material in it. We work closely with remediation companies that will take care any issues before we start our rehab work. Plus, we are cash home buyers which means we can buy a house in any condition without a bank’s interference and rules.

To sell your house in its current condition with the hazardous material you will have to have a cash buyer purchase your home unless you want to go through the tedious and lengthy process of hiring remediation companies to remove the hazardous material and then bring the house up to current market conditions in order to sell it to a buyer that is using a mortgage broker or local bank loan.

> Can a condemned house or property be sold without fixing it in St Louis?

This is a great question! From time to time this question comes up. The answer is YES, you can sell a property even if it happens to be condemned. The catch is that you cannot just sell it to anyone looking to buy a house. You will need to find a cash buyer. Buyers using a mortgage or loan to purchase a house will not be able to purchase the house unless it is brought up to the requirements of the loan first.

If you do not want to go through this long and complicated process, then finding a cash home buyer like FasterHouse is an easy way to sell your house. FasterHouse does its own inspections and pays cash so we can purchase a house in any condition, even condemned.

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ANY OBLIGATIONS. . .

> If I fill out the website form or call you for an appointment, do I have to sell to you?

You are under no obligation to accept our offer or sell to us. We will visit with you and inspect your house at no cost to you. After we make an offer you can decide whether to move forward or not. There is absolutely zero pressure to sell to us. We want you to make the best decision for you and your family.

> Do I have to sell my house to FasterHouse if I contact you for an offer?

No, you are under no obligation to sell your house to FasterHouse. We will make you a no-pressure offer. It is up to you whether or not you accept that offer.

> Am I under any kind of obligation if you come out to my house to make a cash offer?

No, we would be happy to come out to your house and visit to find out more about your situation. If it works out for both parties, then we would move forward with the purchase of you house for cash. You decide if the offer is a win for you. We will also discuss the options you have based on the situation.

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TYPES OF PROPERTY. . .

> What classification of property does FasterHouse buy?

We specialize in single family residential property located in the St Louis metro area including St Louis South City, St Louis County, St Charles County, and Jefferson County.

> What kind of condition are the houses you buy?

Unlike the most people that buy houses, FasterHouse buys houses in any condition. We buy houses in “As-Is” in any condition. Here is are some examples of houses we have purchased:

  • Vacant houses
  • Houses with mold
  • Houses with foundation issues
  • Leaky basement houses
  • Fire damaged houses
  • Meth / Chemical houses
  • Houses with asbestos
  • Houses with bad roofs
  • Outdated houses
  • Houses that need gut a rehab
  • Houses that just need sprucing up for the current retail market
  • Rental houses
  • Houses with bad tenants
  • Houses with good tenants 😊
  • Houses in probate
  • House with just a lot of stuff
  • Hoarder houses

Any Condition you might have. Call us. We’ll come look at it and give you an offer. NO need to cleanup anything!

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WHO SELLS TO FASTERHOUSE. . .

> FasterHouse buys houses from all kinds of people

FasterHouse has been buying houses from all types of people in many different situations since 2002. Here are some examples of people that have sold their house fast to FasterHouse:

  • Seniors transitioning to assisted living housing or nursing homes
  • People with houses in probate
  • Siblings with an inherited house
  • Out of state owners
  • Landlords with a portfolio of properties
  • Landlords with property(s) that have current tenants (paying or not)
  • Rehabbers that have taken on too many projects
  • Rehabbers that have had a life change
  • People in bankruptcy
  • People in foreclosure
  • People not wanting a parade of strangers walking through their home
  • People with a job transfer
  • People going through divorce
  • People that lost their job
  • People that ended up with 2 houses because one didn’t sell fast enough
  • People that want to sell quickly with very little hassle
  • People that just want to “move on” from the burden of a house
  • And any number of other reasons!
> What are reasons people choose FasterHouse?

There are unlimited reasons someone would want to sell their house to FasterHouse. Here are just a few situations where we have purchased someone’s house:

  • Costly existing maintenance problems
  • House is dated or not up to current standards, and you don’t want to deal with or cannot afford the necessary repairs
  • Selling your home to move into an assisted living facility or nursing home
  • House is taking too long to sell
  • Tired landlord with bad tenants
  • Inherited a house you don’t want
  • Late on your payments and need debt relief
  • Moving out of town and need to sell your house fast to avoid double payments
  • Selling your current home to buy a new home and you don’t want a double move
  • A lot of belongings have built up over the years and it is too overwhelming to get rid of them
  • Avoid listing hassles such as having to show your house again and again to unqualified “lookers” tramping through your house
  • Avoid buyers haggling with you over price
  • Avoid buyers’ inspections, pest inspections and buyers’ requests for repairs
  • Worry about the deal falling through due to buyer having trouble getting financing
  • Concerns that your loan amount, plus commissions, fees, and expenses are more than your house is worth
  • Going through a divorce and the house needs to be sold
  • We close when you want, whether it is in one week, one month . . . you pick the date
  • We buy houses for any reason or any situation in which you want to sell your house fast. Whatever your situation, we may be able to help. We buy houses as-is and for cash.

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ABOUT FASTERHOUSE. . .

> Who is FasterHouse?

FasterHouse is a locally owned and operated real estate investment company in the St. Charles and St. Louis Metro Area. We have been in business since 2002 and have an A+ rating with the BBB (add link to BBB here). We have thousands of satisfied customers

4.8 star rating with 21 reviews on Google and 23 votes on Facebook.

4.8 Star Rating

FasterHouse has built a reputation for solving house problems for clients in a variety of situations. While some companies simply want to buy houses for the lowest price possible, we believe we offer much more than a price. We take pride in offering solutions that make our clients lives and situations easier. We work with established, reputable title companies and lenders. Dependability and confidentiality are essential to our work. FasterHouse buys houses faster and easier.

There is no fee for a FasterHouse consultation. High-pressure sales are never part of our business – just friendly, helpful advice and customized solutions, regardless of your situation. We treat people fairly and with respect. Let us prove ourselves to you!

FasterHouse's Mission Statement
> Are you a member of the Better Business Bureau?

Yes, we have been an accredited member of the BBB since January 31, 2006 with an A+ rating. At FasterHouse, we take our reputation very seriously and we do our best to help everyone reach their goals based on their situations.

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REAL ESTATE AGENTS. . .

> Do you buy houses that are currently listed?

Yes, while FasterHouse doesn’t charge a commission we have to take in account the real estate commission charged by the listing agent when we make the offer. We will work closely with the listing agent to make sure everything runs smoothly.

> How do I sell my house without an agent or real estate broker?

Contrary to what you might think, you do not need to use a real estate agent to sell your house. In fact, there are many situations where you would net more money if you don’t use one. The process is very simple:

  1. Get a contract to sell
  2. Turn that contract into a title company
  3. Select a closing date
  4. Show up to closing and collect your money

If you have a buyer in mind then the process is very simple. FasterHouse is a professional buyer and we buy houses all the time for cash and can close very fast. Just contact us by calling (314) 926-0660 or fill out the form to get the ball rolling.

We will have the contract that is needed and we work very closely with a title company to make sure the process is stress-free for you as the seller.

> Will you be buying my house or just listing it on the MLS?

FasterHouse will be BUYING your house not listing it. The MLS or Multiple Listing Service is used by real estate agents to advertise your house for sale to potential buyers. In our case we ARE the buyer. We don’t charge a commission or fee. We will make you an offer and close on your schedule, it’s that simple.

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FORECLOSURE / BANKRUPTCY. . .

> Can you help me if I am in foreclosure?

Yes, FasterHouse has help many homeowners that are in the foreclosure process. We have to act fast since in Missouri we only have 60-90 days to stop the foreclosure and / or make the purchase of your home. If your home is already deep into the foreclosure process, we can usually stop the process and purchase the home which will help to lessen the blow to your credit.

We work closely with you and your attorney to stop the process and buy your home fast.

> Can you help me if I am in bankruptcy?

Yes, if you are in the bankruptcy process, we can help by buying your home which may give you the advantage of settling other accounts to save you from bankruptcy and save your credit which can have wide ranging ramifications.

FasterHouse can also help you if you have filed bankruptcy but just can’t seem to keep your head above water every month. We are happy to talk to you about your situation to see what we can do.

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WHERE FASTERHOUSE BUYS HOUSES. . .

Here is a list of cities that we buy houses in broken up by counties:

Jefferson County

  • Arnold
  • Barnhart
  • Crystal City
  • Fenton
  • Festus
  • Herculaneum
  • High Ridge
  • Hillsboro
  • House Springs
  • Imperial
  • Murphy
  • Pevely

St Charles County

  • Augusta
  • Cottleville
  • Dardenne Prairie
  • Defiance
  • Flint Hill
  • Foristell
  • Josephville
  • Lake St Louis
  • New Melle
  • O’Fallon
  • Portage Des Sioux
  • Saint Charles
  • Saint Paul
  • Saint Peters
  • Weldon Spring
  • Wentzville
  • West Alton

Mid St Louis County

  • Brentwood
  • Clayton
  • Frontenac
  • Ladue
  • Maplewood
  • Olivette
  • Overland
  • Richmond Heights
  • Rock Hill
  • St Ann
  • University City
  • Warson Woods

North St Louis County

  • Bellefontaine Neighbors
  • Berkeley
  • Blackjack
  • Bridgeton
  • Country Club Hills
  • Dellwood
  • Ferguson
  • Flordell Hills
  • Florissant
  • Glasgow Village
  • Hazelwood
  • Jennings
  • Northwoods
  • Old Jamestown
  • Riverview
  • Spanish Lake

South St Louis County

  • Affton
  • Crestwood
  • Kirkwood
  • Oakville
  • Sunset Hills
  • Webster Groves

West St Louis County

  • Ballwin
  • Chesterfield
  • Country Life Acres
  • Creve Coeur
  • Crystal Lake Park
  • Des Peres
  • Eureka
  • Fenton
  • Grover
  • Huntleigh
  • Maryland Heights
  • Pacific
  • Town and Country
  • Valley Park
  • Westwood
  • Wildwood

St Louis City

  • Benton Park
  • Benton Park West
  • Bevo
  • Carondelet
  • Central West End
  • Clifton Heights
  • Compton Heights
  • Dutchtown
  • Fox Park
  • Gravois Park
  • Holly Hills
  • Lafayette Square
  • Lindenwood Park
  • Marine Villa
  • McKinley Heights
  • Northampton
  • Princeton Heights
  • Shaw
  • Soulard
  • Southwest Garden
  • St Louis
  • St Louis Hills
  • The Hill
  • The Southampton
  • Tower Grove
  • Tower Grove South

We purchase residential property throughout the following zip codes:

Jefferson County

  • 63010
  • 63012
  • 63049
  • 63050
  • 63051
  • 63052

St Charles County

  • 63301
  • 63303
  • 63304
  • 63332
  • 63341
  • 63348
  • 63366
  • 63367
  • 63368
  • 63373
  • 63376
  • 63385
  • 63386

St Louis County

  • 63005
  • 63011
  • 63014
  • 63017
  • 63021
  • 63025
  • 63026
  • 63031
  • 63033
  • 63034
  • 63038
  • 63040
  • 63042
  • 63043
  • 63044
  • 63049
  • 63069
  • 63074
  • 63088
  • 63101
  • 63102
  • 63104
  • 63105
  • 63114
  • 63117
  • 63119
  • 63121
  • 63122
  • 63123
  • 63124
  • 63125
  • 63126
  • 63127
  • 63128
  • 63129
  • 63130
  • 63131
  • 63132
  • 63134
  • 63135
  • 63136
  • 63137
  • 63138
  • 63141
  • 63143
  • 63144
  • 63146

Saint Louis City

  • 63104
  • 63109
  • 63110
  • 63111
  • 63116
  • 63118
  • 63139

FasterHouse’s House Purchasing Map

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